Deposits
| Method | Time | Minimum | Maximum |
|---|---|---|---|
| Visa / Mastercard | Instant | €5 | €5,000 |
| IRIS | Instant | €5 | €500/day |
| Revolut | Instant | €5 | €10,000 |
| Skrill / Neteller | Instant | €10 | €10,000 |
| Paysafecard | Instant | €10 | €1,000 |
| Bank transfer | 1 working day | €20 | €50,000 |
Always from an account/card in your name. If your bank blocks credit cards for gambling (MCC 7995 — common), use IRIS or a debit card.
Withdrawals: our timings
| Method | Fonbet approval | Credit | Total |
|---|---|---|---|
| Revolut | 1 h 40' | 3 h | ~5 hours |
| Skrill | 2 h | 6 h | 8 hours |
| Visa | 3 h | 1 working day | ~1.5 days |
| IBAN | 2 h | 2 working days | ~2.5 days |
First withdrawal: manual check. Later ones up to €1,000: 10–20 minutes. Requirements: verification, no active bonus with open rollover.
Closed loop
The withdrawal returns to the deposit method up to the amount deposited (HGC rule). Deposit by card → withdrawal to card, not Revolut. Winnings beyond the deposit amount can go to an IBAN. Want fast withdrawals? Deposit via Revolut from the start.
Tax
State tax, the same everywhere, withheld automatically: 0% up to €100 net profit, 7.5% for €100–500, 20% above €500 — on the whole amount. Betting: per slip. Casino: per session (login → logout or 24 hours). In practice: short casino sessions with small profits are taxed at 0; big accas at 20%. The tax calculator shows it in numbers.
Source-of-funds check
Cumulative withdrawals above €2,000: Fonbet may ask for a tax statement or bank statement (AML obligation). 1–3 working days, the withdrawal is frozen until then.
Common problems
“Deposit declined” — the bank blocks MCC 7995 → IRIS/Revolut. “Withdrawal pending for 2 days” — a document or AML check is outstanding, check your email. “I don’t see the money on my card” — card refunds show after 3–5 working days at some banks. “They’re asking for a card photo” — normal for a first card withdrawal, hide the middle 8 digits.
Security: 3D Secure 2, tokenized storage, player balances in a separate account. Withdrawals in the app are confirmed with Face ID.